Our lay-a-way plan is easy to use, simply follow these steps:

1. Find the items that you are interested in purchasing.
2. Call us toll-free at 1-866-676-4028.

Please note the following:

• An initial payment of 30% of the order value is required. This money is not refundable.
• The balance must be paid within the next 6 months.
• There is no interest charged.
• When the outstanding amount is paid we will ship the item.

At the end of 6 months, (from the day of the sale), if the customer changes their mind or does not pay for the item, the original 30% is not refunded. Anything over the initial payment is refunded back to the customer.